Home insurance policies of all shapes and sizes are available from insurers such as: With all these insurers, you might want to consider checking your options on a comparison platform like Hopala. Which cookies and scripts are used and how they impact your visit is specified on the left. var width = window.innerWidth || document.documentElement.clientWidth; By continuing to use our website, you agree to the use of cookies. googletag.defineSlot('/1015136/Sponsorship_200x50_NoAdsense', [200, 50], 'div-gpt-ad-1319640445841-0').setCollapseEmptyDiv(true).addService(googletag.pubads()); ", Which insurance in Belgium is legally required? Premiums are relatively low-cost, so this type of insurance can be a good idea to protect you against any accidents or errors caused by your negligence. AXA to sell its insurance operations in the Gulf region . j=d.createElement(s),dl=l!='dataLayer'? The money goes into an unemployment fund, from which workers who have lost their job can claim up to 60% (55% for married people) of their salary while they find jobs in Belgium. The policies on offer in Belgium usually cover accidents, medical expenses, luggage insurance, and third party liability. While these aren’t required by law, you are likely to find that your mortgage company or landlord insists on you having some kind of cover. There are a whole range of insurance brokers in Belgium, from whom you can obtain advice on finding the right policy for your needs. Property insurance for Belgian companies comes in many shapes and sizes. Weitere Informationen erhalten Sie auf www.auslandkrankenkasse.ch oder telefonisch unter der Nummer +41 44 280 68 72. } This is a limited time offer, get your cover now! Here you will find our recent news and views as well as the details for our global and local media relations contacts. As well as insuring the buildings the company owns, the policy can also cover electronic items such as machinery or computers. Companies in Belgium can take out general liability insurance to cover themselves against accidents or damage to third parties. We use cookies to give you the best possible online experience. In Belgium, the vehicle rather than the driver is insured; therefore anyone can drive your car once you have taken out a policy. AXA health insurance. Welcome to AXA IM’s media centre. This insurance is widely available; some insurance companies even offer policies that protect workers when they are working remotely or from home. "theme": "light-top" According to data from KBC Bank, nearly 90% of Belgians have family insurance, even though it isn’t compulsory to take out a policy. You are required to do this by law, otherwise you risk a fine or even imprisonment. With private healthcare insurance from AXA Health, you’re seen and treated quickly when you’re ill. The latter, meanwhile, protects you against any loss through burglaries. AXA is present in geographically diverse markets, with operations concentrated in Europe, North America and Asia Pacific. It is also possible to use calculators on the website of individual insurers to obtain basic quotes. 24/7 support from a dedicated team of multilingual customer service professionals. World-class 24/7 service . Here you will find our recent news and views as well as the details for our global and local media relations contacts. googletag.defineSlot('/1015136/Billboard_970x250', [[970, 250], [728, 90]], 'div-gpt-ad-1319640445841-9').setCollapseEmptyDiv(true).addService(googletag.pubads()); Your choices will not impact your visit. Discover our insurance for individuals and professionals. Help your kids adapt abroad + Parent tips. See our directory for insurance companies in Belgium. Tenants renting a property in Belgium may only require contents insurance; to cover their belongings and those of their landlord if living in a furnished property. 24/7 Multilingual Support Click below to consent to the use of this technology on our website – and don’t worry, we respect your privacy. var googletag = googletag || {}; After moving to Belgium, you will need to join an insurance fund to benefit from the country’s state health insurance (mutuelle), which forms an integral part of the social security system. If you would rather get an idea of the cost of insurance yourself, you can use these tools: Have a cookie Premiums vary but are likely to be more expensive if you have an existing illness. ", Non-prescription drugs cost more than those prescribed by your … Worldwide Coverage International health insurance takes the guesswork out of healthcare costs with a predictable monthly bill. This cover comes with some exceptions such as for gross negligence. There are now around 80 insurance companies operating in the market. The former can be particularly useful if something major goes wrong with your property, as external repairs can be very expensive. You can of course change your mind and withdraw your consent at any time, by returning to this site after clearing the cookies on your computer or device. Some bigger insurance companies offer liability insurance packages for specific industries (e.g., the food industry). You always have the option to get second opinions from medical experts at no extra cost. Our health insurance, Personal Health, has been designed to help our members when they face major health issues like cancer, heart disease or stroke - as well as other medical conditions that can stop them getting on with their lives, such as joint pain and other musculoskeletal issues (subject to the cover chosen and medical history). For more information on these platforms and more, read our complete guide to home insurance in Belgium. You’re treated in a private hospital, or the private wing of an NHS hospital. Cigna Global. Whether you're looking for medical, outpatient or maternity coverage, we'll help you discover the right health insurance plan to cater to your healthcare need . How can AXA help with your travel insurance ? }); The system works like this: if you fall ill, the health insurance fund reimburses a proportion of your medical costs – for example 75% of your bills for visiting a doctor. Get up to 40%* off and S$300 GrabFood vouchers. As an employer in Belgium, you need to ensure that you have accident insurance for your staff. googletag.pubads().enableSingleRequest(); 'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); If you would like to receive our press releases and commentary, to arrange an interview, or if you require any more information then please contact the media relations team – we are here to help. AXA Health offer a range of health insurance policies for individuals and businesses: Get an instant quote online now. Virtual Doctor Service "message": "We use cookies to personalise content and ads, to provide social media features and to analyse our traffic. Benefits such as surgery, both in- and out-patient are just some of the features of our health insurance plans. if (width >= 1200) { Family insurance policies usually cover personal third party liability. AXA - Global Healthcare provide global health insurance to expats, businesses, students and more. It is possible to obtain pet insurance for as little as €135 a year, but these costs can increase significantly depending on your type of pet, the pet’s medical history, and the level of cover you require. Diese organisiert nahtlose Versicherungslösungen, vorzugsweise mit AXA Global Healthcare. Discover the key types of mandatory and optional insurance in Belgium that you will need as an expat, including car, health, and life insurance. "link": "https://www.justlanded.com/english/Common/Footer/Terms-Conditions/How-we-secure-your-personal-data-at-Just-Landed", Some drivers choose to opt for additional fire cover or fully comprehensive coverage. This site uses functional cookies and external scripts to improve your experience. Over 108 million customers in 57 countries put their trust in the capabilities and expertise of the AXA Group when it comes to indemnity insurance, life insurance, savings solutions, and asset management. Insurance companies will usually allow you to select the amount of insurance you want (in thousands of Euros, known as the sum insured), and will calculate your premium based on this and your medical history. These are as follows: After moving to Belgium, you will need to join an insurance fund to benefit from the country’s state health insurance (mutuelle), which forms an integral part of the social security system. The standard coverage includes the likes of health insurance, child benefit, and state pension. "domain": "justlanded.com", How much these policies cost varies significantly depending on the industry, size of company, and the specific risks involved. (function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': This guide explains which types of cover are necessary and offers advice on how to find insurance companies when moving there.This guide covers the following: Partena Business & Expats health insurance provides a dedicated service for expats, as well as competitive benefits, expert advice and fast reimbursements on hospital, doctor, dentist and pharmacy fees. googletag.cmd.push(function() { Global network of over 1 million hospital and clinical staff. 5 posts • Page 1 of 1. vincemunday udonmap.com Posts: 3540 Joined: December 11, 2014, 4:36 pm Location: Udon Thani ex North Stifford and Ramsgate. Patients usually pay up to 80% of the price at the counter, depending on their personal circumstances. With private healthcare you see a consultant, rather than a junior doctor or a registrar. In rented properties, the landlord is responsible for insuring the building. "dismiss": "Got it! Comparison platforms like Hopala can help you find the best deal for your vehicle. Second Medical Opinion Service googletag.cmd = googletag.cmd || []; } They have different plans, so whether dental or physio is important to you, you can choose what's best for your needs and budget. Unemployment insurance is mandatory in Belgium, with employees and employers making contributions through social security. In the news today. It has been suggested that Axa UK, AXA Health, AXA Health, Axa Ireland and Axa Bank Belgium be merged into this article. Find out more in our guide to car insurance in Belgium. Welcome to AXA IM’s media centre. Request free quotes for expat medical insurance today from each provider and see how much you could save. There are a range of health insurance providers in Belgium to choose from, including the following: You can find out more in our comprehensive guide to health insurance in Belgium. If you prefer not to head out, you can speak with a doctor wherever you are - day or night. Certain types of insurance in Belgium become compulsory once you become an official Belgian resident. Being covered with AXA Smart Health provides you with: Easy access to treatment and direct settlement from over 3,000 providers around the UAE and over 800,000 providers globally. The overall sum you will need to contribute depends on your income. Find out the credentials of our various local entities. Our head office is located in Bangkok and branch offices in Chiangrai, Chiangmai, Phitsanulok, Nakhon Sawan, Udon Thani, Ubon ratchathani, Khon Kaen, Nakhon Ratchasima, Chonburi, Pattaya, Rayong, Chanthaburi, Hua Hin, Samui, Surat Thani, Hatyai, Phuket and Nakhon Pathom. googletag.pubads().collapseEmptyDivs(); Of all the different types of insurance in Belgium, only a few are required by law. googletag.pubads().setTargeting("Channel", "Health"); Expats have access to 24-hour medical information hotline, skilled interpreters, online servicing and mobile apps. This site uses functional cookies and external scripts to improve your experience. You can find out more about this on the website of the National Institute for the Social Security of the Self-employed. AXA PPP International, a part of global insurer AXA Group, is a top choice among expats in Belgium and other key destinations. Celebrate UAE's National Day with us and enjoy the protection of AXA home insurance today! new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], AXA2020 Online Promo! National Institute for the Social Security of the Self-employed, Global Federation of Insurance Associations. Cover for wherever life takes you When moving to Belgium you should keep in mind to get health insurance from day one. Belgian insurance companies generally offer no-claims bonuses, and the cost of insurance will vary based on your circumstances and claim history. It has more than 160,000 employees on all five continents. Expat Focus recommends Cigna Global and Foyer Global Health for expat health insurance in Belgium. googletag.defineSlot('/1015136/Ribbon_990x45_NoAdsense', [990, 45], 'div-gpt-ad-1319640445841-2').setCollapseEmptyDiv(true).addService(googletag.pubads()); Get a quote today! Policies are usually offered with a maximum pay-out sum and exclusions apply depending on how expensive and wide-ranging the policy is. Expatica uses technology such as cookies and scripts to personalize content and ads, provide social media features, and analyze our traffic. window.cookieconsent_options = { googletag.pubads().setTargeting("URL", "AXA-Global-Healthcare"); else if (width < 1200) { https://fe.axa-assistance.be/DailHealthCare/Insured/Account/Account/InsuredLogin https://fe.axa-assistance.be/DailHealthCare/Insured/Account/Account/Login ET Insurance -- Do you need it? Some companies allow you to increase your policy to cover any costs caused by your dog – for example, if it bites somebody or it needs taking care of if you fall ill. Pet insurance schemes in Belgium are available to cover the costs of any medical bills, tests, or surgery that your pet requires. If you are self-employed in Belgium, you are entitled to basic social protection, but you must join a social insurance fund to obtain this. googletag.pubads().setTargeting("JLCountry", "Belgium"); Press Release Commercial Health Insurance Market May See a Big Move : Major Giants Allianz, AXA, Munich Re Group Published: Nov. 7, 2020 at 4:25 a.m. googletag.pubads().setTargeting("App", "www"); Axa S.A. (styled as AXA ) is a French multinational insurance firm headquartered in the 8th arrondissement of Paris that engages in global insurance , investment management , and other financial services . Although the following types of insurance are non-compulsory if you are an expat living in Belgium, some of them are just as essential. Legal insurance is an optional type of cover that will help you pay the costs of any legal action, such as solicitors fees, should you be involved in a dispute. AXA Belgium is located in Bruxelles, Belgium and is part of the Property/Casualty Insurance Carriers Industry. As a homeowner, you are likely to need both buildings and contents insurance. That said, there are many policies available in Belgium, so consumers could save money by shopping around. The AXA Group is one of the three biggest insurance companies in the world. If you are going on a higher-risk holiday – for example, one where you will take part in winter sports such as skiing – you will need to take out a specialist policy or upgrade your standard one at an extra cost. Get help for any questions about policy or in case of emergency. Where to buy it? BUY NOW * Terms and Conditions apply. AXA Insurance Luxembourg gives you greater peace of mind at each stage of your life. The insurance market in Belgium is regulated by the Financial Services and Markets Authority, and insurers are often represented by their industry body, Assuralia. Falls Sie beabsichtigen, weniger als 5 Jahre im Ausland zu leben, können Sie Ihre AXA Kranken-Zusatzversicherung sistieren. AXA Belgium has 1000 employees at this location and generates $149.80 million in sales (USD). Your Belgian health insurance company pays the remainder, much in the same way you would pay for hospital treatment. Prescriptions in Belgium. Citizens are particularly well-covered when it comes to health insurance in Belgium, with data from the European Commission showing that state insurance covers 99% of the population. The earlier you get help, the sooner you can start getting better. This includes damage from any accidents, thefts, or vandalism. There are 1342 companies in the AXA Belgium corporate family. This AXA Website Uses Cookies. To read more about the cookies we use and to change your settings see our", AXA - … Whether you're looking for medical, outpatient or maternity coverage, we'll help you discover the right health insurance plan to cater to your healthcare need. Claims in this area can vary considerably, but common claims include instances such as fallen trees or water leaks in your home causing damage to a neighbor’s property. Workers in Belgium pay around 13% of their salaries in social security in Belgium. There are around a dozen types of insurance available to residents of Belgium, although not all are compulsory. Present in 57 countries, AXA's 160,000 employees and distributors are committed to serving our 108 million clients. ( Discuss ) Proposed since September 2020. AXA’s international health insurance provides personal case management, emergency medical assistance and superior service. With AXA you can get excellent coverage - even before you arrive! AXA health insurance. Expatica helps make your expat journey the experience you've always wanted. The number of insurance companies in Belgium has decreased in the past five to 10 years. AXA Health offer a range of health insurance policies for individuals and businesses: Get an instant quote online now. Some expats elect to take additional private health insurance to cover the remaining costs and additional types of treatment such as dental care. }; As with employees, freelancers in Belgium can take out extra insurance policies to cover other areas. Accident insurance reassures your employees that they will be suitably compensated for medical treatment and loss of earnings; should they get injured or become unwell in the workplace. You can generally take out a package in your own name or a joint policy alongside your partner. googletag.defineSlot('/1015136/Mobile_Leaderboard', [320, 50], 'div-gpt-ad-1319640445841-6').setCollapseEmptyDiv(true).addService(googletag.pubads()); Our plans are designed to meet your needs at different stages of your life with reasonable price. By law, driving in Belgium requires third-party car insurance (assurance auto), which covers any damage you cause to another driver or their vehicle. You must keep both of these in your car at all times. Only a handful of providers dominate the insurance market; some of these provide everything from individual car insurance to commercial cover. googletag.pubads().setTargeting("Language", "en"); FIND OUT MORE. Health insurance entitles you to reimbursement on all medical prescriptions. })(window,document,'script','dataLayer','GTM-MQS989'); When moving to Belgium you should keep in mind to get health insurance from day one. AXA offers access to a global network of private health care providers, where they can pay for your treatment directly. AXA can help by providing you with Low Cost Schengen Area travel insurance that meets your visa requirements when traveling to Belgium from as little as €0.99 per day - a fee that will cover you for medical expenses up to €30,000 in all Schengen countries, as well as … With AXA you can get excellent coverage - even before you arrive! googletag.enableServices(); Post by vincemunday » June 24, 2017, 7:26 am I've just been contacted by someone off of here calling themselves AJ or some such who's pretending to … No hidden limits or exclusions. Belgium has relatively low levels of unemployment, with data from Statbel showing that only 5.7% of people were unemployed in the first quarter of 2019, the lowest level since 1983. AXA can help by providing you with Low Cost Schengen Area travel insurance that meets your visa requirements when traveling to the Schengen Area from as little as €0.99 per day - a fee that will cover you for medical expenses up to €30,000 in all Schengen countries - a price that isn’t too hard on your wallet ahead of your trip! AXA Personal Health Insurance allows you to live your life with a peace of mind. "target": "_blank", '&l='+l:'';j.async=true;j.src= Our five customised plans are perfectly designed for you whatever your circumstances. Taking out travel insurance (assurance voyage) as a Belgian resident is fairly straightforward, with a host of insurers offering general and specialist packages. Car insurance providers in Belgium include: With plenty of choices when taking out a car insurance policy in Belgium, you might want to use a comparison service. Private health insurance. As well as in Belgium, you are covered wherever in the world you travel. Request your free, no-obligation quotes today. "learnMore": "privacy & cookie policy. Homeowners and tenants in Belgium typically take out home insurance policies (assurance habitation) to protect their property and belongings. If you would like to receive our press releases and commentary, to arrange an interview, or if you require any more information then please contact the media relations team – we are here to help. Our areas of expertise are applied to a range of products and services that are adapted to the needs of each and every client across three major business lines: property-casualty insurance, life, savings & health and asset management. When you take out a policy, your insurance company will issue you with a Green Card and an accident report form. NOTE: These settings will only apply to the browser and device you are currently using. Just choose if you want to include the USA. Workers in Belgium pay around 13% of their salaries in social security in Belgium . Some insurers will allow you to increase your level of cover to include trip cancellations or delays. Life insurance policies (assurance-vie) offer a financial settlement for your loved ones should you pass away. Insurance intermediary: ING Belgium SA/NV, an insurance broker registered with the FSMA under number 0403200393. International medical insurance to suit you We offer five levels of cover to help you find the right international private medical insurance, based on your needs and budget. You may change your settings at any time. Meanwhile, critical illness plans, like Health Max, provide an extra cover of protection for serious illnesses, and can help you in fulfilling other needs since it provides a lump sum amount upon diagnosis of a covered condition or illness.